Finance Associate

Branch Overview:

Branch is a leading AI-powered lending fintech with 50M+ downloads across India and Africa. We use alternative data and machine learning to expand financial access for millions of people traditionally excluded from the formal financial system. Founded by the former CEO of Kiva.org and backed by leading investors including Andreessen Horowitz, Visa, and the IFC, Branch combines mission-driven impact with world-class technology and scale.

In India, Branch operates as a regulated digital lending institution and Middle Layer NBFC, building trusted and accessible financial products for millions of customers across the country. Our 250+ member India team is growing rapidly and works across technology, data science, risk, product, and operations to solve high-impact problems at scale.

Certified as a Great Place to Work in 2025, Branch offers the opportunity to build meaningful careers while shaping the future of inclusive fintech in one of the world's fastest-growing digital economies.

Job Overview:

The Associate will report to the Finance Manager in India. This role will involve a variety of accounting functions, including accounts payable, daily reconciliation of wallets, review of employee expense, general ledger reconciliations for various balance sheet and profit & loss accounts. This position offers a unique opportunity to enhance your accounting skills in a dynamic and diverse environment.

Responsibilities:

• Review and process vendor invoices, ensuring accuracy, completeness, and adherence to approval workflows
• Perform 2-way / 3-way matching of purchase orders, invoices, and receipts where applicable
• Support vendor onboarding, master data maintenance, and documentation validation
• Investigate invoice discrepancies, payment exceptions, and vendor queries in a timely manner
• Prepare and record journal entries to support a timely month-end close using NetSuite ERP
• Analyze monthly balance sheet reconciliations for assigned accounts and investigate discrepancies or aged open items
• Record cash and expense transactions, ensuring accurate and consistent categorization
• Coordinate with internal teams to ensure accurate expense allocation and vendor accounting
• Support timely payment and compliance of statutory dues, including preparation of required data and coordination
• Assist with accrual calculations, vendor documentation review, and contract-related accounting support
• Support preparation of monthly financial and management reports
• Support external audits, including preparation of schedules and responding to data requests
• Ensure adherence to internal controls, approval workflows, and process compliance requirements

Qualifications:

• Chartered Accountant, Bachelor's/Masters in finance or Semi Qualified CA
• 1-2 years accounting experience in similar position
• Hands on Excel skills with strong analytical capabilities. Understanding of SQL or python is added advantage
• Fluent spoken and written English
• Detail-oriented, reliable, and able to manage multiple tasks
• Ability to work collaboratively with internal teams; limited coordination across time zones may be required

Benefits of Joining:

• Competitive salary and equity package
• Fast-paced, collaborative, and high-autonomy work culture
• Hybrid work setup designed for flexibility and work-life balance
• Fully paid group medical insurance and personal accident insurance
• Generous paid time off, plus company-declared public holidays
• Fully paid parental leave for fathers and non-birthing parents (12 weeks), in addition to 26 weeks of statutory maternity leave
• Monthly WFH stipend, along with a one-time home office setup budget
• $500 annual professional development budget
• Quarterly social meet-ups and sponsored monthly team lunches

We're looking for more than just qualifications -- if you're unsure that you meet the criteria but identify with our vision of providing equal opportunity to everyone to access financial services, please do not hesitate to apply!

Branch International is an Equal Opportunity Employer. The company does not and will not discriminate in employment on any basis prohibited by applicable law.