Country Regulatory Compliance Officer

Role Overview

We are seeking a proactive, independent, and detail-oriented Senior Regulatory Compliance Expert to join our team of compliance officers in India. In this role, you will work independently as part of a collaborative team, focusing on the regulatory domain to consult, provide oversight, and set up and manage product and license governance.

Wise operates under multiple regulatory licenses in India (Cross-Border), requiring strong adherence to applicable payment system regulations and FEMA requirements. You will be directly responsible for driving regulatory compliance across these frameworks, overseeing obligations for existing licenses and / or leading initiatives for upcoming India license applications, updates, and regulatory restructuring as we expand our product offerings.

Your Mission & Responsibilities

• Governance Setup & Management: Propose, set up, and manage robust product and license governance frameworks to ensure continuous compliance for current and upcoming licenses.
• Regulatory Consultation & Oversight: Act as a key internal consultant, reviewing the applicability and impact of new regulations, providing oversight, and partnering with cross-functional teams on regulatory implementation.
• License Management: Support/Drive regulatory projects related to supporting license discussions, application, updates, and regulatory construct to support evolving product frameworks.
• Horizon Scanning: Perform continuous horizon scanning and maintain/update the Regulatory Obligations Register (ROR) based on the latest regulatory notifications.
• Regulatory Reporting: Independently manage regulatory reports to the Regulator(s) accurately and in a timely manner, ensuring all submissions meet strict compliance standards.
• Audits & Inspections: Lead regulatory audits, internal/external inspections, and coordinate periodic governance and stakeholder review meetings.
• Risk & Remediation: Monitor compliance risks and KPIs, proactively identify control gaps, and design and lead effective remediation plans.
• Stakeholder & Regulatory Communication's Management: Navigate regulatory filing portals to track deliverables, respond to information requests from regulators or internal stakeholders, and securely manage all physical and digital regulatory communications.
• Global Integration: Support the implementation of global compliance projects within the Indian context and provide ad-hoc support for related Regulatory and financial crime matters or global compliance requests.

Qualifications

• Experience: 7 to 12 years of experience in regulatory compliance, regulatory reporting, or related compliance roles, preferably within fintech, payments, cross-border remittance, or financial services environments.
• Regulatory Expertise: In-depth knowledge of the general regulatory framework in India, with proven experience monitoring and interpreting payment system regulations and FEMA requirements.
• Independent Ownership: Proven ability to work independently, act pragmatically, and successfully navigate the collaborative working culture at Wise.
• Core Skills: Strong communication, excellent organisational and time management abilities, and exceptional stakeholder management skills.
• Adaptability: Eager to adapt swiftly to a fast-paced environment and always willing to learn and implement new regulatory structures.
• Education: CA, MBA (Finance), Law Graduate, or a bachelor's degree in a related field.

Additional Information

For everyone, everywhere. We're people building money without borders, without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences. Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.