Capital Officer

About the Opportunity

MoonPay is strengthening its financial infrastructure as part of its long-term strategy to build a robust, scalable platform at the intersection of financial services and digital assets. We are hiring a Capital Officer to build and lead our approach to capital planning and allocation, funding, and liquidity.

This is an opportunity for an experienced financial services leader to build and scale a sophisticated capital management capability in a fast-evolving industry. You will be responsible for ensuring MoonPay takes a disciplined, forward-looking approach to how capital and liquidity are planned, managed, and deployed as the business grows.

You will bring deep experience from a complex financial institution, combining technical expertise in capital management with strong commercial judgement. You will develop the frameworks, analytics, governance, and decision-making processes required to understand capital and liquidity needs across a range of business and market scenarios and ensure financial resources are deployed effectively.

Working closely with Finance, Risk, Legal, and senior business leaders, you will play an important role in strengthening MoonPay's financial resilience and supporting its long-term strategic objectives.

What You Will Do

• Build and own MoonPay's capital planning and management framework, including forecasting, capital allocation, governance, monitoring, and management reporting.
• Develop and execute funding and liquidity strategies, ensuring appropriate planning for liquidity needs and funding requirements across different business and market conditions.
• Develop robust capital forecasting capabilities, assessing current and future capital needs and translating business strategy, financial performance, and external conditions into actionable capital plans.
• Lead stress testing, sensitivity analysis, and scenario planning, assessing how changing or adverse business, financial, and market conditions could affect capital and liquidity and identifying appropriate management actions.
• Drive capital allocation and balance sheet analysis, partnering with senior stakeholders to evaluate capital deployment, funding requirements, financial trade-offs, and opportunities to optimize the use of financial resources.
• Build a scalable capital management capability, establishing the frameworks, governance, analytics, reporting, systems, and operating cadence required to support an increasingly complex financial services business.

About You

• You bring 15+ years of relevant experience within a leading financial institution, including significant experience in capital management, capital planning, treasury, balance sheet management, funding, liquidity, or a closely related function.
• You have deep, hands-on experience in capital planning and management, including developing capital forecasts, evaluating capital needs, establishing capital management frameworks, and translating analysis into management decisions.
• You have substantial experience across funding, liquidity, and balance sheet management, ideally within businesses spanning custody, transaction services, payments, or other complex financial services activities.
• You have extensive experience using stress testing, sensitivity analysis, and scenario analysis to identify vulnerabilities, evaluate capital and liquidity needs, and inform senior-level decision-making.
• You are a builder and operator who combines strong financial and commercial judgement with the ability to influence senior stakeholders and personally develop sophisticated financial frameworks in complex, fast-moving organizations.