lead

CRED

Full Time6+ yearsPosted 19 days ago

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Overview

Position Type

Full Time

Experience

6+ years

Job Description

what you will do

category ownership & p&l

  • own the category end-to-end, including growth strategy, economics, forecasting, and reporting
  • drive planning cadences, operating reviews, and performance tracking for the category
  • balance growth, reliability, cost-to-serve, and long-term sustainability
  • make clear trade-offs between engagement, scale, and economics

strategy & roadmap definition

  • partner with product and design teams to define the long-term vision and roadmap
  • identify levers to drive 2–3× growth in active transacting members
  • reimagine user journeys, frequency drivers, and habit loops within the category
  • translate category strategy into executable priorities and milestones

growth & engagement

  • drive adoption and repeat usage
  • design strategies to reduce friction, increase trust, and improve payment confidence
  • focus on low-cost engagement, not yield maximisation
  • use data and experimentation to identify and unlock growth inflection points

ecosystem & regulatory collaboration

  • work closely with relevant networks, regulators, and internal compliance teams to ensure regulatory alignment
  • anticipate ecosystem or policy changes and factor them into category strategy
  • represent category requirements clearly in cross-functional and partner discussions

cross-functional leadership

  • act as the single-threaded owner working across product, engineering, compliance, finance, and growth
  • influence without authority through clear problem framing, structured thinking, and data-backed narratives
  • drive clarity in ambiguous spaces and align teams around common outcomes

What we’re looking for

  • 6–10 years of experience in payments or fintech, with prior ownership of high-frequency consumer payment categories in India
  • direct experience working across regulated payment rails and partner ecosystems
  • proven track record of scaling high-frequency consumer payment categories
  • strong strategic and analytical skills — able to translate insight into execution
  • experience owning P&L, planning, and business performance cadences
  • ability to operate cross-functionally in regulated environments
  • high ownership mindset with strong collaboration ethos

Required Skills

PaymentsFintechHigh Frequency Consumer Payment CategoriesIndiaRegulated Payment RailsPartner EcosystemsStrategic And AnalyticalP Amp L OwnershipPi PlanningBusiness PerformanceCross Functional LeadershipRegulated Environments

About the Company

CRED

Bengaluru, India

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