Product Manager

About Bright Money

Bright Money is a Consumer FinTech for middle-income consumers. It brings together SaaS products to help consumers build credit, manage their debt, and get access to suitable loans and credit cards. These are the major financial needs of middle-income consumers living paycheck-to-paycheck.

What is the team & role about?

We’re looking for a Product Manager to work closely with the product leadership team to build and scale our new credit card product for consumers in the US.

This is a high-ownership role where you’ll work across the entire product lifecycle — from defining the customer problem and product strategy to launching, iterating, and scaling the product. You’ll partner closely with Engineering, Design, Risk, Credit, Growth, Operations, and external partners to build a compelling credit card experience.

What will you do?

• Own key parts of the credit card product end-to-end, from strategy and roadmap to execution and growth.
• Deeply understand customer needs, credit behavior, and competitive products to identify high-impact opportunities.
• Work with engineering and design to ship 0→1 product experiences and continuously improve existing ones.
• Partner with Risk, Credit, Operations, and external card/issuer partners to solve complex fintech problems.
• Define product metrics, analyze funnels and cohorts, and use data to make product decisions.
• Run experiments to improve acquisition, activation, engagement, spend, retention, and overall unit economics.
• Translate ambiguous business and customer problems into clear product requirements and actionable roadmaps.
• Work closely with senior leadership to prioritize opportunities and drive execution in a fast-moving environment.